🏗️Structure of an operation
🧠 Types of Investment Strategies
Lend does not lock itself into a single investment format. To capture the best market opportunities, the platform works across different real estate strategies.
✅ Buy-and-Hold (Long-Term)
Invest in rental properties that generate steady income over several years.
Long-term rental: Properties rented to tenants under leases ranging from 3 to 9 years. Investors receive recurring yield paid out weekly or monthly.
Short-term rental: Properties listed on platforms like Airbnb or Booking. These typically offer higher yield but require more active management. Only assets in high-demand areas with strong fundamentals are considered.
✅ Buy-and-Flip (Capital Gain)
These operations focus on buying undervalued properties, upgrading or repositioning them, and reselling them at a profit. Typical holding time: 12 to 36 months. Returns are paid every months based on the estimated yield calculation of the project.
Each strategy is clearly detailed on the deal page, with risk analysis and target timelines.
📅 Duration of Projects
Investment durations vary based on the underlying strategy:
Flipping projects: 12 to 36 months
Rental strategies: 2 to 10 years
Every project includes a target holding period, which gives investors visibility on the expected timeline. Market conditions, rental performance, and asset value evolution can influence the final exit date.
💸 How Lenders Earn Yield
By holding an opLend token, investors are entitled to a share of the project’s cash flows. These tokens are distributed after the deposit and the legal bond agreement is signed.
For long-term holdings: Yield comes from rent, distributed weekly or monthly in USDC.
For flipping deals: Return is paid once the asset is sold and capital gain realized.
You can claim your returns directly from the Lend app.
For more information, see the “Revenue Distribution” section.
📈 APR Calculation
Each project on Lend displays a projected APR to help users assess potential return.
This figure is based on one of two models:
The property already has a tenant in place, and rental income defines the target APR.
For new acquisitions, Lend’s analysts model expected yield using detailed competitive benchmarks, market data, and specialized valuation tools for long or short-term rental.
APR is net of all expected costs and based on conservative estimates. Complete assumptions are provided per deal.
🧱 Asset Selection & Due Diligence
Only about 7% of the projects reviewed by our team are selected for listing. Our real estate partner Sate is responsible for:
Deal sourcing through local and institutional networks
Legal and financial due diligence
Risk assessment and asset underwriting
Every operation is backed by its own SPV and includes a full project breakdown, location data, and downloadable analysis report.
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