# Compliance

**✅ Legal issuance**

Each operation is launched through a dedicated SPV (Special Purpose Vehicle) that holds the real estate asset.\
Before each launch, a **DIS (Document d’Information Synthétique)** is filed with the French financial regulator (AMF), ensuring full transparency for investors.

When an investor commits funds, a **bond agreement** is automatically generated and signed electronically via a certified third-party provider. This contract formalizes the investor’s legal position as a bondholder of the SPV, with enforceable rights under French and EU law.

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**🧾 Identity declaration**

To comply with regulatory obligations, Lend is required to maintain a record of its investors.\
That’s why, before investing, users are asked to provide four basic details: **full name, email, address, and country of residence**.

This information is **purely declarative.** Maintaining a registry of investors is a legal requirement for any platform issuing real estate bonds in Europe, even when the platform remains fully non-custodial and wallet-native.

However, users who wish to **redeem their bonds directly** will have the option to complete a **full KYC** process.

Your data is securely stored and never shared outside the scope of regulatory compliance.

The platform is accessible **all around the world**.

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**⚖️ Legal support**

All operations and processes on Lend are built in collaboration with [**D\&A Partners**](https://dnapartners.fr/), a leading French law firm specializing in asset tokenization.\
The legal structure is overseen by **Stéphane Daniel**, one of the country’s most recognized experts in tokenized finance.