✅Compliance

Every project on Lend is structured to comply with French and European financial regulations, while keeping the user experience fully Web3-native and non-custodial.

✅ Legal issuance

Each operation is launched through a dedicated SPV (Special Purpose Vehicle) that holds the real estate asset. Before each launch, a DIS (Document d’Information Synthétique) is filed with the French financial regulator (AMF), ensuring full transparency for investors.

When an investor commits funds, a bond agreement is automatically generated and signed electronically via a certified third-party provider. This contract formalizes the investor’s legal position as a bondholder of the SPV, with enforceable rights under French and EU law.

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🧾 Identity declaration

To comply with regulatory obligations, Lend is required to maintain a record of its investors. That’s why, before investing, users are asked to provide four basic details: full name, email, address, and country of residence.

This information is purely declarative. Maintaining a registry of investors is a legal requirement for any platform issuing real estate bonds in Europe, even when the platform remains fully non-custodial and wallet-native.

However, users who wish to redeem their bonds directly will have the option to complete a full KYC process.

Your data is securely stored and never shared outside the scope of regulatory compliance.

The platform is accessible all around the world.

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⚖️ Legal support

All operations and processes on Lend are built in collaboration with D&A Partners, a leading French law firm specializing in asset tokenization. The legal structure is overseen by Stéphane Daniel, one of the country’s most recognized experts in tokenized finance.