> For the complete documentation index, see [llms.txt](https://lendxyz.gitbook.io/lend/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://lendxyz.gitbook.io/lend/fundamentals/lend-points.md).

# Lend Points

## Lend Points Program

The **Lend Points Program** is designed to reward our most engaged users and early adopters. By simply holding opLend tokens, users passively accumulate Lend Points over time.

### 🔹 How It Works

* **Lend Points are distributed hourly** based on the amount of **opLend tokens** held in your wallet.
* The more opLend you hold, the more points you earn.
* Points are calculated and allocated automatically — no action needed from your side.

### 🔹 Eligibility

* Any wallet holding **opLend tokens on mainnet** starts earning points immediately.
* **Testnet users** won’t see their points displayed, but they will receive a retroactive allocation as a thank-you for helping test the platform.

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